I don’t have ITR or formal income proof. Can I still get a loan? ✕ Yes. Homfinity works with customers from the informal sector—such as cash earners or small business owners—by assessing alternative forms of income proof and documentation.
Can I take a loan for both plot purchase and house construction? +
Can I apply for a Home Loan before finalizing a property? (pre-approved home loan) +
What is the minimum loan amount I can apply for with Homfinity? +
Do you provide loans for home renovation or extension? +
What is a Loan Against Property (LAP), and who should use it? +
Which documents are required for a home loan or LAP application? +
What types of properties are accepted for a mortgage or LAP? +
Can I transfer my existing home loan to Homfinity for better terms? +
How long does it take to get the loan disbursed? +
How long can I take to repay the loan? +
What tax benefits do I get on home loan repayment? +
Is there a processing fee? +
Can I check eligibility without applying? +
How is my loan eligibility and EMI calculated? +
