About Us
About HOMFINITY
At Homfinity, we believe everyone deserves a home, no matter their income source. Founded in 2024, we’re an RBI-regulated Lending Service Provider (LSP) dedicated to providing tech-driven hassle-free home loans to India’s informal sector – from street vendors to self-employed professionals. Our innovative credit assessment uses technology to evaluate cash-based incomes, making homeownership accessible to millions.
At Homfinity, we’re transforming the home loan journey with technology-driven solutions focused on speed and convenience. Our AI-powered, digital-first approach enables fast, paper-light loan applications, ensuring quicker approvals and easy access to financing.
With Homfinity, applying for a loan is just a click away, bringing unparalleled convenience to your doorstep. Our mission is to empower families in India’s underserved cities, offering them the tools and support they need to achieve their dream of homeownership. With speed, tech, and convenience at the forefront, we’re here to make your financial journey effortless.
Mission
Our mission is to digitize the home loan process for all and increase affordable loan penetration for mid-and low-income households in India through a digital-first approach.
Vision
To make home loans faster & stress-free for mid-&-low-income households
Meet the team at Homfinity
Atul Monga
Founder & CEO
Kalyan Josyula
Founder & CTO
Akshay Purwar
Chief Business Officer
Ashish Arya
Credit Advisor & Mentor
Vishal Kapdi
Business Head
Navneet Manwal
Product Manager
Powered by BASIC
With the strength of BASIC behind us, we bring you secure, reliable, and future-ready financial solutions.
Our Core Values
Clarity, Convenience, and Complete Control Over Your Loan Journey
Inclusivity
Committed to supporting low income and informal sector borrowers with dignity and fairness.
Transparency
No hidden charges—just clear terms and honest, open communication.
Innovation
Harnessing AI and digital technology to simplify and accelerate the loan journey.
Speed
Fast approvals and efficient processing to get you funded sooner.